SBA/ Private Lender Programs
If you have a project under $1M and are looking to finance your SBA 7A loan, we may be able to help.As a 7(a) program lender, we know how frustrating it is trying to find a private lender for your business. That’s why we provide the complete solution to help you get the funding you need. We’ll leverage our relationship with private lenders who want to be a part of your next project.
Buy Your Own Building with Federal Funding
Financing is now available from $350,000 to $20 million 100% financing available up to $10 Million for Qualified Customers
Effective Oct 2021, the U. S. Small Business Administration (SBA) has released new guidelines for commercial real estate purchases: Use the equity in your business as your down payment. It is easier to qualify for funding and more businesses are eligible.

Funding Is Available For:
Building Purchase
Improvements
Equipment
New Construction
Land Acquisition
Business Purchase
Most Other Expenses
Building Refinance
Closing Costs
Funding is Available For:
Building Purchase
Improvements
Equipment
Building Refinance
New Construction
Land Acquisition
Business Purchase
Closing Costs
Most Other Expenses

Program Details:
✓ Total project cost can include the purchase price, construction, equipment and closing costs
✓ Amortization period up to 25 years
✓ No balloon payments
✓ Debt coverage ratio of at least 1.15 based on adjusted cash flow
✓ Property must be at least 51% occupied by the applicant business, remainder can be leased

Program Benefits
✓ Eliminate Rent: No more rent increases
✓ Low Down Payment: Zero Down or as low as 10%
✓ Reduce Taxes: Depreciation & interest
✓ Retirement Savings: Equity increases monthly
✓ Rental Income: Can lease portion of building
✓ Business Stability: No more lease renewals
✓ Exit Strategy: Sell the business, building or both
RTP-BizDevelopment Can Help: Our company is an SBA regulated loan packaging, placement and consulting firm. We have access to SBA designated Preferred Lending Banks that can finance businesses in all 50 states
