SBA/ Private Lender Programs

If you have a project under $1M and are looking to finance your SBA 7A loan, we may be able to help.As a 7(a) program lender, we know how frustrating it is trying to find a private lender for your business. That’s why we provide the complete solution to help you get the funding you need. We’ll leverage our relationship with private lenders who want to be a part of your next project.

Buy Your Own Building with Federal Funding

Financing is now available from $350,000 to $20 million 100% financing available up to $10 Million for Qualified Customers

Effective Oct 2021, the U. S. Small Business Administration (SBA) has released new guidelines for commercial real estate purchases: Use the equity in your business as your down payment. It is easier to qualify for funding and more businesses are eligible.

Funding Is Available For:

Building Purchase



New Construction

Land Acquisition

Business Purchase

Most Other Expenses

Building Refinance

Closing Costs

Funding is Available For:

  • Building Purchase

  • Improvements

  • Equipment

  • Building Refinance

  • New Construction

  • Land Acquisition

  • Business Purchase

  • Closing Costs

  • Most Other Expenses

Program Details:

✓ Total project cost can include the purchase price, construction,       equipment and closing costs

✓ Amortization period up to 25 years

✓ No balloon payments

✓ Debt coverage ratio of at least 1.15 based on adjusted cash flow

✓ Property must be at least 51% occupied by the applicant business, remainder can be leased

Program Benefits

✓ Eliminate Rent: No more rent increases

✓ Low Down Payment: Zero Down or as low as 10%

✓ Reduce Taxes: Depreciation & interest

✓ Retirement Savings: Equity increases monthly

✓ Rental Income: Can lease portion of building

✓ Business Stability: No more lease renewals

✓ Exit Strategy: Sell the business, building or both

RTP-BizDevelopment Can Help: Our company is an SBA regulated loan packaging, placement and consulting firm. We have access to SBA designated Preferred Lending Banks that can finance businesses in all 50 states